Our Partners
Ram Rastogi
Digital Payments Strategist; Thought Leader in Financial Services, RegTech, Public Policy and Payment and Settlement systems.
Key note Speaker on Real Time Payment Systems Payments, Financial Inclusion and Retail Banking. Mentoring various fintech startups in India and USA.
Banking experience of three decades with State Bank of India (SBI) , as a senior executive driving its Strategy, Business Development, ATMs and Emerging Payment Systems and later as a Head of Product Development with National Payments Corporation of India (NPCI) since its inception.
Designed and rolled out globally acknowledged channel agnostic, ubiquitous, real time payment services - Immediate Payments Service (IMPS) and Unified Payments Interface (UPI) .Created ‘USSD Based Payment platform’, *99# .Part of NPCI core team that designed and launched various payments systems like ubiquitous Bharat QR Code ,NETC -FASTag Mobility Card and India’s own card scheme-RuPay, Aadhaar based Biometric Payment-AePS , and offline products such as NACH, CTS and Bharat Bill Payments System (BBPS).
Worked as a Short Term Consultant (STC) with CGAP- a World Bank Organisation for Digital Inclusion and as a Senior Advisor & Subject Matter Expert- Digital Payments with Deloitte. Engaged with various leading global research agencies as their Senior Council Member.
Member of several Digital Financial Inclusion Committees constituted by Indian Government and Reserve Bank of India (RBI). Played a significant role to assist the Committee on 'Comprehensive Financial Services for Small Businesses and Low Income Households' to draft a vision document for financial deepening in India. Co-authored Consultation paper of TRAI on the review of regulatory framework for the use of USSD for mobile financial services.
Sharad Saxena
Former CTO, Bank of Baroda; Visiting Professor NMIMS, Mumbai; BE (Electronics and Telecommunications)
Sharad has had distinguished career in two leading industries viz. Railways and Banking. He focuses on building enabling core IT infrastructure to drive business strategies. He has successfully implemented large scale projects through IT enabled business transformation, achieved operational efficiency through process excellence and provided leadership through compliance and team building.
During his career, he has driven several very large projects. Among them are, Implementation of 17- Module ERP for Konkan Railway catering to all aspects of Railway Working, Movement of the Production Data Centre of ICICI Bank from Mumbai to Hyderabad and Disaster Recover Data Centre from Hyderabad to Jaipur, Technology Integration of three Banks viz. Bank of Baroda, Dena Bank and Vijaya Bank in a first of its kind and magnitude in the country, Relocation of Bank of Baroda DC from one location to another in the same city. Among these projects, the successful execution of the Bank Amalgamation project gave confidence to the Government of India to announce merger of ten more banks after that.
Being compliance focused, he was involved in setting up of robust IT Governance practices in Banks he worked with. He set up the first IT Governance and Compliance unit in ICICI Bank and headed it for eight years. He was a member on committees of RBI set up for Automated Data Flow and NG RTGS. The latter led to the setting up of SWIFT India. Under his leadership Bank of Baroda was recognized as the Technology Bank of the Year, for the first time in its history, by IBA.
A.V. Ramesh Kumar
Formerly Head of Tech Infra, Data Centre, Software Development at ICICI Bank B.E. (Civil) and M.Tech (Computer Science) ( Osmania University, Hyderabad)
• Result-oriented technology professional with 30+ year experience in pioneering and managing complex IT solutions, primarily in Software Design, exploring new technologies and creating innovative solutions.
• Worked with ICICI bank for 20 years in various roles across Information Technology Group.
• Ability to transform strategic objectives into reality, through successful planning, monitoring & controlling.
Core Competencies
IT in Banking - handling complex designs and creation of software, innovations
Production Operations and Support Security Controls
Infrastructure Design & Implementation Vendor Assessment & Management
IT Infrastructure Management Budgeting and Cost Optimization
Operational and Strategic Planning People Management
Strategy defining for an organization
Professional Experience
Defining the enterprise IT strategy for the Bank
Formulating Cloud strategy
Driving Stability, Maintainability and Automation
Simplifying the management of IT Systems
Moving towards predictability from reactive state
Cost optimization
Exploring new technologies to move towards SDDC
Driving automation
Driven standardization of IT development stack
Bringing stability by predictability of single point of failure
Setting up Enterprise Service Bus (ESB)
Krishnan Srinivasan (KS)
Banking & Financial Technology, Digital Core, Cards, lending, Omnichannel
KS is an accomplished B2B global Sales & business development Leader with almost 3 decades of hands on operational experience in mission critical Banking & Financial Technology Applications covering Consumer Banking ( Digital Core, Cards, lending Omnichannel), Transaction Banking( Liquidity & Cash management, Trade & Supply chain finance, omnichannel) , Wealth Management, Treasury , Full spectrum retail payments( Switching, Issuing, Acquiring, Risk, Security & Analytics), Relationship based pricing & billing solutions & Govt e Commerce Solutions & Alliances.